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June 20, 2011

Essential Insurance Tips for Travel

Trave-insurance-header 
by Miles Walker

Travel insurance is an essential investment for every traveler. With so many unpredictable factors threatening vacations, business and emergency travel, the small price to pay for such a beneficial accessory is crucial. This post will explain the most essential forms of coverage to purchase before traveling.

Driving

Road trips warrant the need for travel insurance, even though they're the most commonly-overlooked type of trip when it comes to travel insurance. There are hundreds of things that could happen while driving, but there are a few very necessary types of insurance to purchase for any road trip.

Medical Coverage

Even when personal medical insurance is available, travel medical insurance is a good investment. For the small price of a premium payment, medical expenses will be covered well, assuming the company sells a solid policy. Make sure emergency care is covered, as well as lost or stolen prescriptions. Many people lose their medication while on vacation. If narcotics are lost and there is no travel insurance, it could be virtually impossible to obtain more. Most personal medical insurance policies have a high deductible for emergency care, especially out of the country. Always be sure that a travel insurance policy has generous medical coverage for both international and domestic travel. Also, the deductible must be affordable. [Read More]

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